Solutions for
every project
and strategy.
From quick-turn flips to ground-up developments, we have the capital and expertise to help you build more.
Fix & Flip
Short-term financing for renovation and resale projects.
- check_circleLoan amounts up to $5M
- check_circleTerms up to 18 months
- check_circleFast funding
- check_circleInterest-only options
Bridge Loans
Short-term capital to bridge what's next.
- check_circleLoan amounts up to $25M
- check_circleTerms up to 24 months
- check_circleFlexible structures
- check_circleRate options
Ground Up Construction
Full-term financing for ground-up development projects.
- check_circleLoan amounts up to $50M+
- check_circleTerms up to 36 months
- check_circleDraw schedule flexibility
- check_circleCompetitive rates
DSCR Rental
Long-term rental financing based on cash flow, not credit.
- check_circleLoan amounts up to $10M
- check_circleTerms up to 30 years
- check_circleDSCR as low as 1.00
- check_circleStable terms
Residential Asset Backed
Unlock the value in residential assets.
- check_circleLoan amounts up to $30M
- check_circleTerms up to 24 months
- check_circleRate options
- check_circleInterest-only available
Preferred Equity
Flexible equity capital aligned with your vision.
- check_circleDeal-by-deal structures
- check_circleProfit sharing options
- check_circleAligned incentives
- check_circleStrategic partnership
*Loan-to-cost up to 90% may be available for stronger borrower profiles (700+ credit). Final pricing and leverage depend on borrower profile, project details, location, and capital partner guidelines. This is not a commitment to lend.
What are you trying to do?
Pick the option that fits your deal. We'll surface the right product and skip the marketing.
Properties we've helped finance.
Compare All Loan Products
Three short-term capital products built for serious investors. All decisions in 24 hours, no hidden fees.
Detailed Comparison
| Features | Fix & Flip | Construction | Rental DSCR |
|---|---|---|---|
| Use case | Quick turn renovation | Land development / build | Long term buy & hold |
| Timeline | 12–18 months | 18–24 months | Up to 30 years |
| Max leverage | 90% LTC / 75% ARV | Up to 75% LTC | 80% LTV |
| Exit strategy | Retail sale | Sale or refinance | Long term cashflow |
| Best used when | Market is appreciating | Inventory is low | Interest rates stabilize |
| Closing speed | 7–10 days | 14–21 days | 10–14 days |
What Makes a Deal a Fit
The Alvear Standard
- task_alt Clear cost & budget. Realistic acquisition + renovation/build numbers, supported by quotes or scope.
- task_alt Realistic value (ARV). Comps in the same neighborhood, similar condition, recent.
- task_alt Borrower credibility. Project matches your experience & healthy liquidity.
Deal Killers
- block No clear exit. Uncertainty on whether the asset will be sold or refinanced within the loan term.
- block Unrealistic projections. Assuming the highest possible market value without supporting comps or data.
- block Weak borrower profile. Insufficient cash to cover closing costs or the required down payment.
Seamless Closing Process
What Happens After You Submit
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